Legal, disclaimer & methodology
Not financial, tax, or legal advice
Bonusfolio is an informational comparison site. Nothing here is a recommendation to open, move, or close any account or to buy or sell any security.
What "Verified" means
An automated check on the date shown loaded the official institution page and found the offer's key amounts, dates or promo codes. It is not a guarantee: offers change or end without notice, and may be targeted, regional, or limited to new customers. The institution's official terms always govern.
How we rank
Brokerage, IRA, robo and savings offers are ranked by annualized return after the hold period = (bonus ÷ deposit) × (365 ÷ hold days). It ignores taxes, fees, interest you'd earn elsewhere, market risk, clawbacks and payout schedules. Checking/direct-deposit bonuses aren't annualized; we show required direct deposit and fees instead. The calculator greedily allocates your amount to offers with the highest bonus per dollar.
Offer history
Our checker records launches, extensions, expirations and detected term changes with dates and sources; recent entries appear on the homepage.
Sources
Official institution pages first; cross-checked with Doctor of Credit, Bonus Professor, r/bonusprofessor and YourBestSavings.
Taxes
Bonuses are generally taxable income (often reported on Form 1099-INT or 1099-MISC).
Affiliate disclosure
Bonusfolio may in future earn commissions from some links. Rankings are computed purely from offer value and are never influenced by affiliate relationships.
Trademarks & logos
Institution names and logos belong to their owners and are used for identification only; no endorsement is implied.
Last updated 2026-10-16.
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